Macrae's last wish - linkin www youth and everywhere joyfully celebrating Bangladesh at 40

Why did The Economist's Unacknowledged Giant believe 2010s will be youth's most productive decade if, and only if, we choose to partner and action learn with the 15 million rural mothers who have done most to invest in millennium goals? How can you help research Norman Macrae's youth and leadership goal www.yclub100.com. Is there any future value to public-private partnerships unless youth celebrate and mediate them?

Know any interesting stories about exciting goals, at 40 in the last country on Indian subcontinent to be free of being empired over ...

where is youth everywhere linking in

in Bangladesh : start with a field trip to villagers of Grameen, BRAC (need help we can try and introduce to a graduate form the villages)

In USA, MIT, & Atlanta, & wherever aritsts help end poverty or conflict 1, 2

In Kenya, Jamii Bora

In Europe- Paris, London-Brussels

In Malawi, MFL

In education

In economics

You tell us RSVP info@worldcitizen.tv

Before exercising the questions below, Please read BIGPRINT on Miccrocredit TRUST

choices on how to design microcredit so youth can action joyful goals

1 do you want design a microcredit to:

1.1 end poverty in developing world or 1.2 end youth unemployment in the developed world, or 1.3 end there beingh an underclass in your country for whom there are no economical banking services, or 4 choose another conflict you want to resolve

1.2 which of the following will national alws currently let you serve in combo

loans, savings account, investments in thousands of jobs in the community, health insurance, other

1.3 as well as youth who (a region's people, a philantropist, a bank wanting to invest in sustainable communities and youth, ...?) will be your longest-run partner

once you have started to develop this profile, you will find that there are about 720 microcredit permutations (lots of choice to bad-mouth if that's all you knowhow to journalise) out there including some badwilled ones; however if you have already visited a real microcredit in bangladesh choosing how to connect hi-trust isnt that difficult - and if we can help, we try to offer resources at www.microcredit,tv and if you live in Europe the good news is Brussels now wants everyone who wishes to get doing it.

Selections from Google News of Yunus & Youth 1000 Jobs Brainstorms

Features of Grameen Bank micro-credit: The most distinctive feature of the micro-credit provided by Grameen Bank is that it is not based on any collateral or legally enforceable contracts. It is based on "trust". It promotes credit as a human right. Its mission is to help the poor families to help themselves to overcome poverty. It is targeted at the poor, particularly poor women. It provides service at the door-step of the poor based on the principle that the people should not go to the bank, rather the bank should go to the people. In order to obtain loans, a borrower must join a group of borrowers. It is offered for creating self-employment for income-generating activities and housing for the poor, as opposed to consumption. It was initiated as a challenge to the conventional banking, which rejected the poor by classifying them to be "not creditworthy."

As a result, it rejected the basic methodology of the conventional banking and created its own methodology. Loans can be received in a continuous sequence. New loan becomes available to a borrower if her previous loan is repaid. All loans are to be paid back in weekly, bi-weekly or monthly instalments. Generally, these loans are given through non-profit organisations or through institutions, owned primarily by the borrowers.

Grameen Bank gives special emphasis on the formation of human capital and protecting the environment. It monitors children's education, provides scholarships and student loans for higher education. It has brought technological advancement to the doorsteps of borrowers by offering them mobile phones and solar power.

Poverty reduction through micro-credit: Bangladesh is a poor country. About 32 per cent people live below the poverty line. So, the government and other NGOs took necessary steps to reduce poverty by providing loans under the micro-credit programmes to the poor people. It is generally difficult for the poor to get access to credit by conventional means because banks generally require the security of collaterals. Specially, women often lack access to the financial resources necessary to escape poverty and social dependency. Micro-credit schemes can enable women to engage in economic activities and join social networks through which both poverty and social dependency can be overcome.

From the early 1990s, the country experienced a massive expansion of micro-credit activities. By the mid-1990s, micro-credit activities were being conducted by a rapidly growing number of NGOs that offered a range of financial products catering to the diverse needs of its customers. A number of formal financial institutions, including nationalised commercial banks and specialised banks, along with specialised government organisations, semi-formal financial organisations and nearly 700 NGOs operate micro-credit programmes.

The PKSF (Palli Karma-Sahayak Foundation) was established by the government in May 1990 as an apex micro-credit and capacity building organisation. It does not directly lend money to poor people, but reaches these target groups through partner organisations. It also supports institutional development. PKSF's programmes, implemented through its 218 partner microfinance institutions (MFI), reach almost all parts of the country. As of June 2006, PKSF has disbursed US$ 434.20 million to its partner organisations. Using this as revolving funds, MFIs have disbursed $3,314.00 million to 6.8 million poor people--about one-third of the total micro-credit borrowers in Bangladesh-- while maintaining a recovery rate of more than 98 per cent. More than 90 per cent of the borrowers are women.

Grameen Bank's contribution to micro-credit: Dr Muhammad Yunus is the founder of Grameen Bank in Bangladesh. The Grameen Bank project was launched in the village of Jobra in Chittagong in 1976. In 1983, it was transformed into a formal bank under a special law passed for its creation. It is owned by the poor borrowers of the bank who are mostly women. Despite lending to poor individuals, Grameen Bank is sustainable and 98 per cent of its loans are repaid - higher than the other banking systems. It has spread its successful model throughout the world. Dr Yunus, along with Grameen Bank, received the Nobel Peace Prize in 2006. Since its inception, Grameen Bank has lent more than US$9.0 billion to the poor in Bangladesh. The total number of borrowers is 8.34 million, 97 per cent of whom are women. Grameen Bank has 2,565 branches. It operates in 81,376 villages.

Besides building financial strength of the poor women by encouraging them to build up significant amount of personal savings, borrower deposit is also a very important element in Grameen Bank. Forty-three per cent of the branches have borrower deposits equal to 77 per cent or more of outstanding loans of the branches. One-fifth of the branches have more borrower-deposits than the amount of loans outstanding. By December 2010, 47,851 students received higher education loans, of them 45,404 students are studying at various universities; 503 are studying in medical colleges, 822 are studying to become engineers and 1122 are studying in other professional institutions.

Achievement of impoverished borrowers: Many widows became self-sufficient using loans under the micro-credit programmes. The family lives in a house worth at least Tk 25,000 or a house with a tin roof, and each member of the family is able to sleep on a bed instead of on the dirt floor. Family members drink pure water from tube-wells, boiled water or water purified by using alum, arsenic-free, purifying tablets or pitcher filters. All children in the family over six years of age are going to school or finished primary school. Minimum weekly loan installment of the borrower is Tk 200 or more. The family uses sanitary latrine. Family has sources of additional income, such as vegetable gardening, fruit-bearing trees, etc, so that they are able to rely on these sources of income when they need additional money. If any member of the family falls ill, it can afford to take all necessary steps to seek adequate medical care. The borrower maintains an average annual balance of Tk 5,000 in her savings accounts. The family experiences no difficulty in having three square meals a day throughout the year, i.e. no member of the family goes hungry any time of the year.

The writer, a Senior Executive of Premier Bank Securities Limited, can be reached at: sjewel_cu@yahoo.com

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0.1 Has a continental or worldwide search solutions on job creation that can be replicated across communities been organised before this EU launch of Nov 2011?

While alumni of entrepreneurial economics have always valued job creation searches- we know of no clear evidence that this has been top of mind in the way that continental-wide government has operated since 1984 even though it was scripted by The Economist's Unacknowledged Giant as the number 1 question the first net generation would need to mediate if sustainable futures and humanity's most needed millennium goals are to be served

what's different about nov 2011 is 4 top directorates of the EU have nailed their future reputation to this search -more

twitter with Rupert

Not youth's economics of the world

Not our schools of the world

YouthandYunus.com

LeadersandYunus

Muhammad Yunus expresses faith in entrepreneurs at G20 summit

Posted on: November 23, 2011

Category: News

Microfinance Focus, November 4, 2011: Professor Muhammad Yunus was invited to deliver a key note speech during the G20 Young Entrepreneurs Summit held in Nice, France. Professor Yunus addressed an audience of more than 400 entrepreneurs from all G20 countries. In his speech, he shared his personal entrepreneurship experiences, his faith in young entrepreneurs to be the pillars of society and the need to include poor countries in the discussion process in making global decisions.

Professor Yunus being an entrepreneur himself started off creating the Grameen Bank that provides microfinance services to the poor who had little access to financial provisions. From that, he ventured into a wide number of social businesses such as Grameen Nursing College, Grameen Eyecare Hospitals, Grameen Shakti, etc.

He has always considered young entrepreneurs to be the most effective solution for the future. He said “In my opinion, G20 YES is a fabulous initiative, gathering so much energy and momentum from all over the world. Because of their creativity and leadership, provided that they commit to share the value they create, these 400 young entrepreneurs in this room can change the world.”

Professor Yunus is also a member of the Millennium Development Goals (MDGs) Advocacy Group, advising the Secretary General of the United Nations. Hence, he believes that the next generation of youths should be handed over the process of the MDGs as soon as possible. He believes that entrepreneurs will have a key role to play in fulfilling the MDGs, if they are committed to the social value created by their companies, and social business can be part of the solutions.

In his speech, he added that the G20 needed to broaden its scope to deal with the current world crisis. It can no longer remain a political forum with economic agendas. The G20 needs to create a social agenda as well. Professor Yunus proposes that ‘social business’ should be brought to the agenda of G20, as one of the concrete and effective solutions to be considered for immediate implementation so as to guide capitalistic investment towards social value and jobs creation, rather than sheer profit maximization strategies. A social business is a cause-driven business where profits stay within the company for its sustainability.

Lastly, Professor Yunus concluded that the G20 should be expanded into the G25, where poor countries from each continent should be included in the global agenda which they are part of. He added that “Their problems are inter-related with others, and their proposals of solutions should be considered by the most economically advanced countries in making global decisions. A G25 would be a big step toward ensuring that global social issues are raised, and MDGs implementation is fully shared on the global agenda. And finally, because fighting poverty together is the only way to bring long lasting peace in this world.”

Source: http://www.microfinancefocus.com/muhammad-yunus-expresses-faith-entrepreneurs-g20-summit

inquiries chris macrae info @worldcitizen.tv us tel 301 881 1655 ; us office 5801 nicholson lane suite 404, North Bethesda, MD 20852 USA - skype chrismacraedc

Mapping is a process of discovery. Crucially maps are only as usable as updating correctness of bottom up information. Think of your own use of a map. You look for the "you are here arrow". You want to be directed to somewhere/someone you dont know how to get to; you want your return vist to be safe as well as a value multiplying win-win.

Does anyone remember the simplest findings of einstein and jon von neumann. Einstein proved that to innovate more value you need to go more micro in what you model; von neumann showed that there is more value to be networked by interfacing safe flows across systems instead of ruling over separation of boundaries. There isnt a single global metrics profession that gets these mathematical -and natural - principles right. Unless we change this global markets will cycle through ever greater collapse and more and more communities will lose sustainability. Mapmaking is that critical an idea to what the net genration will achieve in 2010s; but its also one that children from primary age up can action learn. Its simple. Its just that it works the other way round from top-down people's fatal conceit.

It explores how to make the invisible principles and practices of real wealth creation visible, and therefore useable. Our planet needs case studies underline the search for new win-wins that build ‘system integrity’
Trust-flow is the unseen wealth to invest sustainability in. Tranpsarently mapped it develops a goodwill gravity tyhat invites with roleplayer in a community to multiply goodwill while sustaining their own cashflow.. Trust is not some vague, mushy, abstract warm-hearted sentiment. It is an economic powerhouse – probably just as economically and socially important as oil.
The point is, there are specific things you need to do to get trust flowing, just as there are specific things you need to do to get oil flowing. And like oil trust has a dark side. Right now, the world is awash with the carbon emissions which threaten the stability and sustainability of its ecosystems. Right now, the world is also awash with the ‘carbon emission’ of trust – mistrust. Indeed it may well be that our ability to tackle the one issue – the threat of environmental catastrophe – depends on our ability to tackle the other issue: how to generate, deepen, extend and sustain trust.>br>But what is the best way of doing this? One thing is for sure. You don’t build and sustain trust via some sentimental exercise of goodwill to all and sundry. There are three very simple principles at the heart of effective trust generation.
First, trust is generated via win-win relationships. It’s virtually impossible to generate or sustain trust without mutual benefit for those involved. But beneficial outcomes are not enough in themselves. For trust to be built and sustained, both sides need to signal a demonstrable commitment to finding win-win ways forward. Such a commitment may require real changes to what we say and do. Second, real ‘win-wins’ are hardly ever purely financial or material. You don’t build trust simply by walking away with more cash in your pocket. Trust works at all the dimensions and levels of human exchange. Yes, it’s about financial and material rewards. But it’s also about purpose (what people want to achieve). It’s about politics with a small ‘p’: the use and abuse of power, the crafting and application of rules of fair play. And it’s about emotions: the sometimes overwhelmingly strong emotions, both positive and negative, that are generated when people deal with other peopleWhat’s constitutes a ‘win’ – a sense of real improvement – is therefore highly specific. It depends absolutely on the details of who the parties are, what they are trying to achieve, in what context. Building trus, therefore involves discovering these specifics. Just as oil doesn’t flow out of the ground, get refined and pump its way into motor vehicles automatically and without effort, so identifying and doing what is necessary to get trust flowing requires dedicated, skilled effort. It requires a disciplined, structured process, not a vague sentiment.

3) Third, even if we do steps 1) and 2) there’s still a good chance it won’t succeed. Why? Because it ignores an invisible third factor. In the real world, purely two way bilateral relationships don’t exist. There is always a third party whose interests or outcomes are affected by what the other two parties do but who is not a party to the contract. The environment is a case in point. Producers and consumers may both benefit from buying and selling to each other – but what happens if, in doing so, they destroy the environment they both depend on?

This raises a hugely important question. When two parties pursue win-wins and build mutual trust, are they doing so in a way which creates a win and builds trust for the third party at the same time? Or are they simply pushing the problems – and the mistrust – further down the line on to this third party? Building vigorous, healthy networks of trust is a different kettle of fish to ‘you scratch my back and I’ll scratch yours’ win-win conspiracies. It requires a Map of all the key relationships plus careful consideration of knock-on consequences. It requires a different perspective.

These three simple, basic steps do not happen automatically. They need to be worked at. The territory needs to be deliberately Mapped and explored. What’s more, there are obstacles in our way – mental and practical obstacles that need to be cleared. Prevailing economic theories about ‘rational economic man’ for example, deny the need to commit to win-win outcomes. Instead, they promote supposedly ‘rational’ (i.e. narrowly selfish behaviours) which actively undermine trust The same theories insist that the only valid measure of human benefit is money, thereby excluding from consideration many of the biggest opportunities for improvement. Meanwhile many vested interests do not want to extend the circle of trust to third parties and complete networks because their positions of power depend on their ability to take advantage of the weaknesses of these third parties. That’s another job for Mapping: helping to identify and mount such obstacles.
The potential benefits of doing so are unthinkably huge. They start with a simple negative: the relief that comes from when you stop banging your head against a brick wall. Mistrust breeds wasteful, wealth destroying conflict that tends to feed on itself. Anger and hatred engender anger and hatred. Simply easing or stopping the terrible waste of mistrust would transform prospects for many millions of people. We desperately need to find ways of doing this. Then there are the positive benefits. Understanding the real nature of human wealth – all those dimensions of purpose, ‘politics’ and emotion as well as money and material comfort – means we can start being human again; human in the way we think, and act. What’s more, many of these intangible benefits won’t cost a penny. They’re there for the taking, if only we puts our minds to it.
But there’s more, because trust is also an economic superpower in its own right. In the pages that follow we will show conclusively that material and financial riches are also dependent on trust. In fact, we will argue the case for going one step further. We will say that material and financial riches are a by-product of trust: the visible fruits of invisible, intangible human exchange. Once you understand that sustainable cash flows are a by-product of sustainable trust flows, your understanding of what makes a successful business is transformed.
Separately, each of these three fruits – reducing the waste of conflict, unleashing the potential intrinsic benefits of human exchange, and energising the sustainable creation of material wealth – are massive in their own right. Put them together and they represent a vast new continent of opportunity.
As we said, this book is addressed to entrepreneurs and system innovation revolutionaries. Wherever you happen to be, whatever the change you want to make is, the principles explored in this book apply. The wish to change and the will to change are not the same as being able to change successfully. For that you need to understand your territory. You will need new Maps